Junior Credit Analyst Job at Republic Bank – in Philadelphia, PA
The following is a list of essential functions, which may be subject to change at any time and without advance notice. Management may assign new duties, reassign existing duties, or eliminate a function.
Deliver Fanatic Customer Service: Always Exceed Customer Expectations
Be the POWER of Red! Promises are always kept. One to say yes, two to say no. Bump it Up! Welcome everyone, make them feel special. Exceed Customers’ expectations, every time. Recover the Republic way, make every wrong right.
Analyze financial statements; provide ratio analysis and cash flow analysis for lender evaluation.
Gather information from all relevant and necessary sources to provide accurate analysis.
Prepare narratives from analysis that focus on strengths and weaknesses of proposed credit.
Respond to credit inquiries in writing.
Follow RMA Code of Ethics in all exchanges of credit information with outsiders.
Complete special projects as needed
Keep abreast of developments in the field through reading and seminars.
Compliance with all regulatory requirements such as, but not limited to, BSA/AML, GLB/Privacy, Ethics for Bankers, and Pretext Calling and Identity Theft. Completion of Compliance Training to ensure understanding of these requirements, as outlined in the Bank’s core curriculum and this positions specific curriculum on Republic Bank University.
Other duties as assigned
Education and Experience: Bachelors Degree in Finance, Business Administration or related field; no credit background required
Skills and Competencies:
Ability to multi-task in fast paced and changing environment
Strong basic computer skills
Excellent communications skills, written and oral
Competent problem solving skills
Ability to perform job functions accurately and with attention to detail
Ability to work independently
Ability to multi-task and remain organized
Ability to maintain confidential customer and Bank information in a responsible and secure manner
Traditional office environment with no unusual work conditions
Republic Bank promotes an equal opportunity workplace, which includes reasonable accommodations of otherwise qualified disabled applicants and employees. Please contact Human Resources with questions regarding the physical demands of this position.
Lifting/carrying up to 10 lbs.
Manual dexterity for computer work
Speaking, hearing and vision are required to perform essential functions
Sitting for long lengths of time in excess of 2 hours
Kneeling, bending , crouching are required for the essential functions such as filing, accessing files
About the Company
Company: Republic Bank –
Company Location: Philadelphia, PA