Overview

Junior Credit Analyst Job at Republic Bank – in Philadelphia, PA

OBJECTIVE: To support the lending function by accurately and efficiently reviewing loan deals as submitted by Relationship Managers; and understand the balance between the bank’s and the customer’s interests.

ESSENTIAL FUNCTIONS

The following is a list of essential functions, which may be subject to change at any time and without advance notice. Management may assign new duties, reassign existing duties, or eliminate a function.

Deliver Fanatic Customer Service: Always Exceed Customer Expectations

Be the POWER of Red! Promises are always kept. One to say yes, two to say no. Bump it Up! Welcome everyone, make them feel special. Exceed Customers’ expectations, every time. Recover the Republic way, make every wrong right.

Analyze financial statements; provide ratio analysis and cash flow analysis for lender evaluation.

Gather information from all relevant and necessary sources to provide accurate analysis.

Prepare narratives from analysis that focus on strengths and weaknesses of proposed credit.

Respond to credit inquiries in writing.

Follow RMA Code of Ethics in all exchanges of credit information with outsiders.

Complete special projects as needed

Keep abreast of developments in the field through reading and seminars.

Compliance with all regulatory requirements such as, but not limited to, BSA/AML, GLB/Privacy, Ethics for Bankers, and Pretext Calling and Identity Theft. Completion of Compliance Training to ensure understanding of these requirements, as outlined in the Bank’s core curriculum and this positions specific curriculum on Republic Bank University.

Other duties as assigned

REQUIREMENTS/QUALIFICATIONS

Education and Experience: Bachelors Degree in Finance, Business Administration or related field; no credit background required

Skills and Competencies:
Ability to multi-task in fast paced and changing environment

Strong basic computer skills

Excellent communications skills, written and oral

Competent problem solving skills

Ability to perform job functions accurately and with attention to detail

Ability to work independently

Ability to multi-task and remain organized

Ability to maintain confidential customer and Bank information in a responsible and secure manner

WORKING CONDITIONS

Traditional office environment with no unusual work conditions

PHYSICAL DEMANDS

Republic Bank promotes an equal opportunity workplace, which includes reasonable accommodations of otherwise qualified disabled applicants and employees. Please contact Human Resources with questions regarding the physical demands of this position.

Lifting/carrying up to 10 lbs.

Manual dexterity for computer work

Speaking, hearing and vision are required to perform essential functions

Sitting for long lengths of time in excess of 2 hours

Kneeling, bending , crouching are required for the essential functions such as filing, accessing files

About the Company

Company: Republic Bank –

Company Location:  Philadelphia, PA

Estimated Salary:

About Republic Bank -